David Allen Services
Critical illness insurance
You don’t know what’s around the corner for your health, but you can make sure you’re prepared financially.
How we can help
Have the reassurance you are covered doing what you love
Don't take a chance
Anybody can be affected by illness. Nobody knows what is down the line, but a critical illness policy can provide a financial cushion. If you were unlucky to be diagnosed with an illness covered by your policy you will receive a tax free, lump sum payment.
Lump Sum
This lump sum will go somewhere in helping you through a difficult time. There are no restrictions on how you choose to spend your lump sum. You could, for example, use it to pay off your mortgage, to help pay your mortgage or rental payments, reduce your working hours, pay for living expenses or debts or perhaps adapt your home.
Mortgage Protection
Critical Illness is commonly used for mortgage protection and can be set up to clear your mortgage balance if you receive a pay-out.
Business critical illness cover
A business can also take out a Critical Illness policy that could pay off business debt if you where to be diagnosed with a covered critical illness.
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